A BASIC GUIDE
NON-CDL Beginner Cheat Sheet
Below you will find a quick "NON-CDL Beginner Cheat Sheet". This is just basic information on to help you get started. If you have any questions, please feel to reach out to us and we would love to help!
1. Business Setup (The Legal Stuff)
Form Your LLC
Choose a business name, register with your state, pay the filing fee.
Get Your EIN
Free through IRS.gov. Needed for taxes, bank accounts, and insurance.
Open a Business Bank Account
Keeps business money separate and clean.
(Optional)
Operating Agreement (if you have partners).
2. Authority & Compliance (FMCSA Requirements)
Visit the FMCSA Website
Apply for DOT Number
Required for any commercial vehicle over 10,001 lbs.
Apply for MC Number
Needed if you haul across state lines for hire.
BOC‑3 Filing
A simple form designating your process agent.
3. Insurance Requirements
Insurance is often the biggest startup cost. Expect $800–$2,500/month depending on your driving record, equipment, and state.
Commercial Auto Liability
Minimum $1M
Cargo Insurance
Usually $100k
Physical Damage
Covers your truck/trailer
Physical Damage
Covers your truck/trailer
General Liability
Optional but recommended
4. Equipment Checklist (Hotshot Setup)
Truck
3500/350 class (Ram 3500, F‑350, Silverado 3500).
Trailer
30–40 ft gooseneck or bumper pull.
Gear
Chains, binders, straps, tarps, edge protectors.
ELD (Electronic Logging Device)
Required unless exempt.
GPS + Load Tracking Apps
Keep your dispatch smooth.
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